Happy New Year everyone! Hopefully everyone has had a safe and happy holiday season. This is the time of year where you get together with friends and family and enjoy the season. It’s also the time where you spend the most money in order to buy gifts and extra food and drink for entertaining. Each year I am amazed at how much money I actually spend on Christmas and this year is no different in that respect. Reading other personal finance blogs its obvious that a lot of people have some restraint when it comes to what they do and don’t spend on Christmas but I have this suspicion that a great many more people find they’ve spent too much.
Spending around Christmas is inevitable. That does not mean it has to be without merit. I’m currently finding myself a little tight for money until next pay rolls around but I think this year is a little different from years past where I recognize the excessive commercialism and glut of consumerism not only in society but in myself as well. The New Year is often a time of change and reflection for people and I think this is no different for me.
The past year was an interesting one. I changed jobs to start the year off and in the process took a large pay cut to do so. The job has been working out for the most part but I am starting to think that I’ve learned what I can from it; the benefits of the pay cut are not nearly as great as they could be now. I think the next couple weeks I’ll be reevaluating my work situation as a whole to see what if anything needs to be done about it.
I also realized the power of the entrepreneurial spirit this year. Working for a small company you end up wearing a great many hats over the course of any day. Its stressful work but you quickly realize how much potential an idea can have as a business. To this end I’m in the process of setting up my first company on the side. The goal is for it to be a smashing success but the reality is that bills need to be paid so the process will be a bit longer than I would like.
On a personal note I got married this year and it was one very special day for my wife and I. It was a very expensive day but completely worth it. On a slightly darker note I’ve realized that some of my vices are worse than they should be and I’ll be working to remove them before they become real problems. I’m a little unsure of myself going into the New Year but I am certain that it will be a good year. A few course corrections in the next couple weeks will probably ensure that it’s a great one.
I hope everyone has had a great holiday season and that the New Year brings the achievement of all your goals.