Week 13 Budget Assessment

The only thing that I can say for this week is wow did things get de-railed from my budget. I’m just glad that I had some extra cash on hand or I would have needed to dip into the credit card department. The unfortunate thing is that as a result I won’t be making any head way. Before I go much further into looking into what happened here are last weeks numbers:

Weekly Budget
Aug 18-24
  Budget Actual
Alcohol $25.00 $63.35
Food-Lunch $15.00 $46.77
Food $100.00 $226.36
Gas $30.00 $50.03
Entertainment $0.00 $0.00
Smokes $25.00 $33.48
Misc $40.00 $104.53
Transportation $250.00 $110.75
Stupid $0.00 $0.00
Total $485.00 $635.27

This week’s budget was large to start with because of the expected car maintenance which was the one category that was below what I was expecting to pay. It was nice that the car didn’t cost me as much as I thought it might – this was a pleasant surprise. The remaining categories are a series of smallish reasons to be over which all added up to a lot.

I guess I might as well go through the list one by one.

Alcohol – I was within budget until we had a surprise visit from some friends to help us move some furniture around. I offered them a couple beers to help me move and I ended up getting a few for this current week.

Lunches – I ate lunch out of the office pretty much every day of the week and then paid while my wife and I were doing some shopping. All of this spending could be billed as stupid spending since it didn’t need to be made at all – it was all laziness.

Food – The one that really sticks out for me is the food category – we shopped at a slightly more expensive store and we were in need of stocking up on some of the staples. I really didn’t think it would be this high but it was. The only saving grace here is the fact that this current week’s budget should be considerably lower.

Entertainment – This category is nicely under control which is nice.

Smokes – I ended up getting one extra pack during the week and I bought in a couple stores that were more expensive (again this is more of a stupid spend than anything else).

Misc – This category would have been very nicely under control but we purchased a light fixture for the house. This was a purchase that would have happened at some point or another and we were being picky about the light.

Transportation – The car ended up costing me a lot less than I was expecting (which is good or this week would have been scary).

Overall I’m very disappointed with the results from this week. After seeing the fact that a little bit of inattentiveness and my budget ballooned out of control I’ve put one small change into effect. I’m going to be posting daily updates in the sidebar to the right to make sure that I stay on track with my spending. I just need to make sure that I stay on top of my spending or I might end up falling into the bad habits that got me and kept me in my mess for so long.

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