In September of 2006 I started this site in the hopes that it would accomplish a few things, I was hoping that it would help me get better acquainted with my money and it has done that to some extent. I wanted to become more confident with my money and I definitely have; I wanted to get out of debt which is something I am still struggling with; I wanted to make some money (lets face it this is an underlying goal for many bloggers). Finally I wanted to document my journey to a million dollars and while I am closer than when I started this site I am no where near this goal.
Along the journey so far I have learnt a great deal about myself, finances, writing, blogging and life in general. I have read some really great books and become familiar with my own financial situation. This has been an interesting journey both good and bad. At times I have contemplated shutting the site down because I just didn’t have the time to devote to it and I’m in the middle of yet another one of those situations.
The thing is I do enjoy writing on the site, the issue that I bump into is that other things in life are just more important like my family or even my job (perish the though). The reason that I fall into these gaps is while I focus on my finances and the general subject of personal finance often, it doesn’t’ necessarily happen every day. When I don’t get a chance to write or if I don’t have anything to say I feel like I’m not fulfilling my commitment to the site (or to my idea of the site).
When I first started this site my knowledge of personal finance was limited and my goals were ambitious and I think they were very unfocussed which eventually lead me down too many paths and I lost some of my initial enthusiasm for writing. I have learned a great deal and I believe that if I were to start this site over today I would be much more focused and not so demanding on myself. I would focus on my challenges rather than grand ideas of growing my networth to a million dollars while I’m sitting in debt.
With all of this said I would like to refocus this site a little bit to capture the items that really do interest me and hopefully you my readers. I want to make sure that I have the something to say even when I do get busy rather than grasping at ideas simply to get a post in because I feel guilty for not writing one. Without further adieu here is a reintroduction to this site:
Hello fellow readers, my name is Matt and welcome to my site: One Million and Beyond. This is a personal finance blog that have written on for a few years now. I am 33 years old, married with a cute button of a daughter; I make a good living and like many people I am in debt. I’m not drowning in it but I have a fair share of it. I don’t have much in the way of investments because like too many of us I live from pay to pay only saving a small amount.
This site is about my journey and my experiences in the world of Personal finance (and specifically my finances). I will be writing about the things I learn and things I do while I tackle the challenges of being in debt and living from pay to pay. I’m not struggling financially but if I were to loose my job I would be and I think a lot of people are like me. The idea behind this site and my own personal financial goals is to become financially free. My interpretation of this before was to have a lot of money but that is no longer the case; now my goal is to not be burdened by my finances – I mean to be their master not they mine which has been the case since I started making money. I will write about my ideas and challenges while I strive to achieve this.
This site is partially an anonymous blog because I am writing about my finances and I will share real numbers; this site is not intended to be a personal blog about me and quite frankly I don’t need everyone I work with knowing how much I make or spend on my car or my smoking (which I will be aiming to quit). I want to be able to share without impacting those directly around me; I want to provide a place where people can come to read an article or two without it having an impact on my family or work.
Hopefully I will make a little money off this site, so you will see some ads and other means for me to do this. The idea isn’t for this to be my only source of income but multiple sources of income are always better than one (and it helps to pay for the hosting).
Please leave comments and share your thoughts – we learn more from the world around us and experiences than from text books (I can only have so many experiences).