Hello fellow readers, my name is Matt and welcome to my site: One Million and Beyond. This is a personal finance blog that have written on for a few years now. I am 33 years old, married with a cute button of a daughter; I make a good living and like many people I am in debt. I’m not drowning in it but I have a fair share of it. I don’t have much in the way of investments because like too many of us I live from pay to pay only saving a small amount.

This site is about my journey and my experiences in the world of Personal finance (and specifically my finances). I will be writing about the things I learn and things I do while I tackle the challenges of being in debt and living from pay to pay. I’m not struggling financially but if I were to loose my job I would be and I think a lot of people are like me. The idea behind this site and my own personal financial goals is to become financially free. My interpretation of this before was to have a lot of money but that is no longer the case; now my goal is to not be burdened by my finances – I mean to be their master not they mine which has been the case since I started making money. I will write about my ideas and challenges while I strive to achieve this.

This site is partially an anonymous blog because I am writing about my finances and I will share real numbers; this site is not intended to be a personal blog about me and quite frankly I don’t need everyone I work with knowing how much I make or spend on my car or my smoking (which I will be aiming to quit). I want to be able to share without impacting those directly around me; I want to provide a place where people can come to read an article or two without it having an impact on my family or work.

Hopefully I will make a little money off this site, so you will see some ads and other means for me to do this. The idea isn’t for this to be my only source of income but multiple sources of income are always better than one (and it helps to pay for the hosting).

Please leave comments and share your thoughts – we learn more from the world around us and experiences than from text books (I can only have so many experiences).